When my daughter had her 4 wheeler accident, lacerated liver, several fractured vertebra, both lungs collapsed, it was a huge bill. She had the previous school year worked as a teacher's aide, and thankfully kept her insurance through the summer! They covered a lot, and since she was "low income", her income was less than $12,000 the previous 12 months, she had to pay nothing more! That was at a trauma center, where she was flown by helicopter. Her insurance paid a huge amount of the helicopter bill, but there was about $5,000 left, and they settled for something like $400 or $500. And, since we have 3 life flight helicopters within 100 miles of our house, it doesn't pay to "sign up" with any of them. Turns out if you are a "member" for one of the life flight companies, and they are not the ones to carry you to a trauma center, you're SOL. I want to help them, as they are angels in the air, but that made me upset when someone told me they had been members for 20 years, and then when they needed it, they got flown by a different company, and all that membership money meant nothing to the other company!
