I'm all about putting the work in now so you don't regret it later! Even just one smaller section where the fish can retreat to will help. And it will keep the pond cooler in the summer too.
BTW my father was 42 when he dug what was going to be our 1st pond (about 1500g) in a single afternoon! Then he dug what actually become our 1st pond at 46, also by hand but at over 3k plus a 9x7x5 pit it took like 2 days. My dad is my hero!
Is he busy tomorrow?