Wow Addy. That sounds really bad. I know az gets dust storms but didn't realize they had storms that bad. Today was another interesting day. It was a lot of work but we made progress. Later someone on the street asked if I was a volunteer and thanked me.
It was three thunderstorms that ran into each other north of our house. First we had a huge dust storm hit, then they created a down wind that became a wind shear. My wind gauge broke at 140mph. If I recall right, they said the winds hit 160mph.
Every roof on the north side was ripped off, even lifted the roof boards. Then it poured rain. Of course every scammer that could travel came in and offered to fix your house, just give me the insurance check! It cost 70k to fix our house, late husband had paid 72k for the house. That included moving us into a rental for months.
We were given natural disaster rating, so no insurance company could cancel the coverage or hold it against you.