I'm so sorry to hear about Rey Rey, I know exactly how you feel. I live in London Ontario Canada and I am terrified to go out and check out ponds. I haven't checked it yet because I'm afraid of what I will find. Also, the gate to the pond area is locked due to the amount of snow and ice on the ground.
In order to get my fish ready for winter, I make sure I stock them up on good quality Koi food and make sure that the water quality has been good all year round. Also, I make water changes from the bottom of my ponds until the water starts to freeze. It's worked very well for me.
In saying this, no matter how well you take care of your fish, there is always one that will surprise the heck out of you when you find it dead. Normally, always the largest and the most beautiful although I love all of my Koi equally.
I've been a Water Garden Consultant for 32 years now and one of the things that I have found is that during the year if a person looses a Koi or Goldfish, these fish could be indicators as to what is going on in your pond. So, if this fish got sick and died, why was that. When was my last water change, is my bio-filter good enough, is the pond too crowded. Also, just like in humans, some people are sick all the time and yet others never get colds or the flue.
It's also important to remember that your fish just don't die, unless of course they have frozen to death. It takes they two or three weeks before the symptoms start to show.
Anyway, best of luck Sweetie. I'll keep you posted as to what's going on in my ponds. Wish this old Canadian well. LOL LOL
Hugs, Lorraine