A couple of citations FYI.
"The National Academy of Science recommends, and many European nations have adopted, a drinking water standard of 0.5 mg/l (ppm)."
Oregon Department of Human Services
TECHNICAL BULLETIN
HEALTH EFFECTS INFORMATION
AMMONIA
"These practices include limiting excess free ammonia entering the distribution system to concentrations below 0.1 mg/L, and preferably below 0.05 mg/L, measured as nitrogen."
Ammonia in Drinking Water (on-line document)
Health Canada
Ammonia levels are usually held to an absolute minimum in Potable water treatment because of its ability to neutralize the effectiveness of Chlorine as a disinfectant. I suspect that what you may be detecting is Chloramine, which, of course, should be neutralized before use in a pond. I would suggest that you contact the municipal water department to determine if Chlorine or Chloramine is being used as a disinfectant.