That's exactly what I was thinking too. I wish I had known more about this before I had the pond installed but it seems that's the only kind of filter they use and seems to feel that it works for them. They are the largest pond installer in the Las Vegas area and as I said they do a lot of ponds here . They are booked solid until October, so something works for them. My thoughts are the same as yours.
I have a three level waterfall and I'm going to scoop up a jar full of water from the pond and then scoop a jar full of water from the top of the waterfall after it has gone through the filter and see if there's any difference.
Unfortunately, there are many pond builders that are like barbers or salons. If you ask them if you need a hair cut or a manicure etc, then they will always say "yes". Many pond builders take the same approach with ponds by building ponds in a particular manner so that the pond builder is doing some type of maintenance job and is never cut out of the picture. I bet ya this is why they are booked solid until October due to the design of pond they built for you.
I am a much bigger fan of a bog instead of a
floor gravel filter and adding a pre-filter is incredibly easy and cheap, which the pre-filter dramatically helps bogs. Bogs are very easy to build. A bog is much like what the builder did for you except the gravel is in a raised flower garden. This level of separation, between the gravel and pond, makes cleaning a pond much easier. The sequences goes like this... Pre-filter connected to pump then pump pushing water through a pressurized foam container and then the water is push at the bottom of the bog, which is a separate raised flower garden of any size and shape you desire, then the water from the bog flows back into the pond like a waterfall.
Here is how I did mine and my submersible pump never once got clogged and I did not have to clean any filter... I used a submersible pump then covered this with a lawn irrigation valve box, that has holes drilled all over it and filled the valve box with netting. The netting I used was the same type of netting used to stop leaves from entering the pond. Placed the lid on it, which also had holes drilled all over it. Then, on top of this, I put a small pile of small river rock and then, on top of this, a single layer of larger river rock. Then, my water was pushed through a pressurized container with foam in it; these type of devices are quite often found in pond stores and I buried mine so that it never froze. I only had to clean the foam container once a season.
For 2 years, I operated this way 24/7, through winter, and I never had any filter clogging issues. Last year, I got lazy about cleaning the leaves and so they just layered over the top of my rock pre-filter. Still, the pump never got clogged and was pushing water quite well.
You can setup a pre-filter like this and then have the water pushed into a raised flower garden bog, which then waterfalls back into your pond, and that's all you need.
If you want to get more experimental, then, instead of a bog, you can implement what is called an
Anoxic filter. This essentially only involves aquatic plant pots, kitty litter, and an aquarium plant medium called Laterite.
So, if you know of a nice, outgoing, hard working, strong fella to help you, then you will never have any type of problems with this setup unless there becomes too many fish.