We keep ours topped off with water until we're sure the surface is frozen over. (The water will continue to evaporate until the ice forms.) The tuber won't mind an ice cap, but without the water over the top, ours freeze even in the garage. So it's tuber planted in dirt, covered by water, topped off by ice, all in a pot that's wrapped in something to keep it a bit warmer than the outside air. We have a couple of those blankets that movers use that we have utilized for this purpose. We've also used a cooler for smaller pots - we've had a couple of the "teacup" varieties over the years - that works great, too. Bubble wrap, bales of hay, newspaper... basically anything that will provide a bit of insulation. I'm guessing most years this isn't even necessary, but we never know in advance just how cold it's gonna get. I don't want to be out there in the sub-freezing temps trying to wrap up my lotus pot!
One year we dug up the tubers and wrapped them in damp newspaper and then garbage bags and stored them in an unheated room in the house. That also worked, but was waaaaaay more work than I'm willing to do on a regular basis!
Also - remember that you don't want to cut the leaves off... even the dead ones. Just let it die back. If you cut them, water can get into the hollow stem and rot the tuber.