Welcome back
@waynefrcan - long time no see! Winter must be coming if you're thinking about bringing in the fish.
I don't really know the answer to your question. I know your fellow Canadian
@callingcolleen1 feels very strongly that koi do better when they get a nice cold winter so maybe she will chime in here.
What I do know is that lots of pond owners keep their koi in their cold ponds all winter long and they do great. That's not to say the reverse isn't also true. I don't know that we've heard anecdotally or otherwise from pond owners in warmer climates that their fish seem to suffer for lack of a cold period. I'm going to guess our fish adapt to their environment - Nature has her ways!
One thing I know for sure - I could definitely use a winter with less food! haha!